FirstMedicare Direct,
Your Medicare Advantage
Hometown People,
Hometown Coverage
Hometown People,
Hometown Coverage
Plans as low as $0 with plenty of perks.
Now’s the time to compare Medicare plans and save.
Shop 2025 Shop 2025 PlansStarting in January 2025 there is a new option for Medicare Part D participants called the Medicare Prescription Payment Plan (M3P). If you're enrolled in Medicare Part D, you have the option of spreading out your out-of-pocket Part D drug costs through monthly payments over the duration of the plan year (January-December) instead of paying your copay/coinsurance at the pharmacy. Learn more.
Now’s the Time to Compare
Medicare Plans and Save.
Get all this and more from an in-state plan.
Get all this and more with our FirstMedicare Direct POS Standard plan.
Get all this and more with the New Hanover Health FirstMedicare Advantage Select plan.
Flexible Plans
Premium
$0 Plan
Plans as low as $0 a month that allows you to see any doctor who accepts Medicare.
$0 monthly premium that allows you to see any doctor who accepts Medicare.
Dental
Coverage up to $3,000.
Get covered preventive dental services at in-network providers.
$2,000 dental limit at in-network providers.
$2,000 dental and vision coverage.
Hearing
$35 hearing exams at in-network providers as well as hearing test and hearing aid coverage.
$35 hearing exams at in-network providers.
Vision
Get coverage for one routine eye exam and a $200 allowance for eyewear.
$0 vision exams and eyewear coverage.
$0 vision exams (copayment applies) and eyewear coverage.
Fitness
Fitness benefit, including golf, pickleball and more.
Use any plan-approved fitness center and be reimbursed up to $300 per year.
Prescription Drugs
Get access to low-cost Tier 1 generics.
Plans with a $0 pharmacy deductible and Tier 1 coverage through the gap.
Get access to low-cost Tier 1 generics.
FirstMedicare Direct HMO Plans Star Ratings by Centers for Medicare and Medicaid Services (CMS).
View Stars ratings Star Ratings (SmartHMO)
New Hanover Health Advantage HMO Plans Star Ratings by Centers for Medicare and Medicaid Services (CMS).
View Stars ratings.
FirstMedicare Direct PPO Plans Star Ratings by Centers of Medicare and Medicaid Services (CMS).
View Stars ratings.
Perks and Programs
We give you access to plenty of perks and programs, like fitness, vision, and dental benefits, to help you with your health goals.
Explore PerksCare Coordination
Whether you’d like to speak to a dietitian, want to quit smoking or need help understanding a recent diagnosis, we have teams to help you achieve your goals or get you back on track.
Connect to a team of providers, like nurse practitioners, social workers, health coaches, dietitians, pharmacists and more, who work with your doctor to make sure you have the resources you need to stay healthy or work through your medical issues.
The care coordination team reaches out to offer these services, but you can also request them if you’d like this personalized help.
Not available for our FirstMedicare Direct SmartHMO plan.
Learn More
Find Care Fast
Access the care you need, when you need it.
- Search for doctors and hospitals.
- Find a pharmacy.
- Manage your plan.
Attend an Event
We offer free education events online, and family and friends are welcome.
Understand Medicare
Get answers to your questions and find out about Medicare eligibility.
IN PARTNERSHIP WITH
Other providers are available in our network.